The delivery-first food service industry requires specialized capital investment distinct from traditional retail. Cloud Kitchen Setup Loans finance commercial cooking equipment, industrial ventilation, leasehold improvements, cold-chain storage, POS software, and initial working capital runway to scale on Swiggy, Zomato, and direct delivery channels.
Up to ₹75 Lakhs
10.50% - 13.50% p.a.
2 to 5 Years
4 - 6 Working Days
Gas ranges, convection ovens, deep fryers, griddles, induction cookers, and automated tandoor units.
Heavy-duty stainless steel exhaust hoods, grease ducting, ecology air scrubbers, and climate control.
Walk-in chillers, deep freezers, under-counter refrigeration units, and prep tables.
Epoxy floor coating, waterproof wall tiling, industrial plumbing, gas pipeline manifold, and electrical panels.
Multi-brand cloud kitchen KDS (Kitchen Display System), thermal printers, inventory tracking, and initial packaging inventory.
Yes. Cloud kitchen setup projects up to ₹50 Lakhs can qualify for collateral-free financing under the Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme through our partner scheduled commercial banks.
Yes. Up to 15% to 20% of the sanctioned loan can be allocated towards working capital, which covers bulk branded packaging, platform onboarding fees, and launch marketing.
With complete paperwork and verified machinery quotations, in-principle sanction is achieved in 3 to 4 working days, followed by final disbursal within 6 working days.
Yes. In fact, banks prefer multi-brand cloud kitchen concepts because sharing fixed overheads (rent, kitchen team, and equipment) across 3 to 5 delivery brands improves profitability and loan repayment capacity.