Cutting-edge medical technology is essential for accurate diagnostics and superior patient outcomes. However, medical devices represent multi-crore capital commitments. We offer structured healthcare asset financing, financial leases, and medical equipment loans for doctors, hospitals, diagnostic chains, and specialty clinics with up to 90% equipment funding.
Up to ₹20 Crores
8.85% - 11.25% p.a.
3 to 8 Years
5 - 7 Working Days
1.5T / 3.0T MRI scanners, multi-slice CT machines, digital X-ray, and 4D color Doppler ultrasound units.
ICU ventilators, patient multipara monitors, syringe pumps, defibrillators, and central oxygen pipelines.
Modular OT setup, surgical operating microscopes, laparoscopy towers, anesthesia workstations, and C-arms.
Automated biochemistry analyzers, hematology counters, and hemodialysis machines.
Motorized ICU beds, hydraulic patient stretchers, nurse calling stations, and sterilization autoclaves.
No. Qualified doctors (MD/MS/MBBS) can avail medical equipment loans up to ₹1.5 Crores with zero property collateral. The financed medical equipment itself serves as primary hypothecated security.
With a medical equipment term loan, you own the asset from day one and claim depreciation tax shields. Under a financial lease, the equipment is leased for a set term with lease rentals booked as business operating expenses, with an option to purchase at residual value.
Yes. Select partner banks finance certified OEM-refurbished radiology machines (such as certified refurbished GE or Siemens CT/MRI units) backed by certified inspection reports and warranty.
Yes. Lenders provide an installation moratorium of 1 to 3 months to allow time for room preparation, shielding, shipping, calibration, and AERB clearance.